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Who we are

Market leading solutions for tomorrow's challenges

We are one of the UK's leading consumer lending, asset finance and vehicle leasing providers, shaping the future through our innovation and expertise.

As part of Mitsubishi HC Capital Inc., one of the world’s largest and most diversified financial groups with over £57bn (11trn yen) of assets, we have the financial strength to continue to invest in our business, grow our company and be a positive force for our customers and society. 

For the last four decades, we’ve been providing millions of individuals and businesses with market leading products, services, and outstanding customer service.

Building on 40 years of expertise, we’re transforming the way we do business, accelerating our investment in new digital platforms and innovative solutions to address the evolving needs and expectations of individuals, businesses and society, driving efficiencies across our business and growing our market share in the UK and across Europe.

The strategy that defines our business  

Being part of Mitsubishi HC Capital Inc., means we have the flexibility and speed of a manufacturing led business, combined with the financial strength of a global powerhouse, which makes us unique. It also provides us with the size, scale, and financial power to continue to make strategic decisions which are revolutionising customer experiences and have a positive impact on our environment. 

From our Digital First Programme which is transforming the consumer finance market to our pioneering partnerships accelerating electric mobility, we continue to transform and drive our business forward to be a positive force for our customers, our communities and our colleagues, building on the values that have defined us for the past four decades.

By future proofing our business and creating innovative solutions which support our customers through rapid change, we are building on our long track record of sustained success, supporting our vision to be one of the most trusted financial services brands in the UK and Europe. And we do that in a way that delivers on our promise to help create a cleaner, healthier, and more sustainable future for everyone and aligns to our values - Harmony, Sincerity and Pioneering Spirit. 

Meeting of Mitsubishi HC Capital UK PLC's leadership team

Preserving trees to address climate change


By forging ground-breaking partnerships and supporting innovative sustainable business projects, we’re addressing society’s greatest challenge, climate change. We’re shaping the future of electric vehicle adoption, creating a greener, cleaner future. In partnership with GRIDSERVE, we’re revolutionising the future of road transport, accelerating the adoption of electric vehicles powered by sustainable energy and enabling businesses to decarbonise their fleets efficiently. 

Our Leadership Team

With decades of industry expertise and experience, our leadership team is responsible for creating and implementing the overall strategies that make Mitsubishi HC Capital UK PLC a market leader in consumer lending, asset finance and vehicle leasing.

Meet our board members and executive team, who are responsible for leading the Group’s sustained growth.

Mitsubishi HC Capital UK PLC leadership team meeting

Women in Finance Charter

Mitsubishi HC Capital UK PLC is proud to be a signatory to HM Treasury’s Women in Finance Charter.

The Women in Finance Charter is a blueprint for gender equality across financial services from HM Treasury. It is a commitment to work together, across our industry and with Government, to build a more balanced and fairer financial services industry.

The charter encourages companies to commit to:

  • Having one member of the senior executive team responsible and accountable for gender diversity and inclusion
  • Setting targets for gender diversity in senior management
  • Ensuring pay of the senior executive team is linked to delivery against these targets

As of September 2023, we had 32.5% women in senior management positions in our business and our aim is to increase this to 35% by December 2025, as we believe that having a stronger gender balance is better for our customers, our colleagues, and our business overall.

We already have several initiatives in place to proactively support gender diversity and help us attract, develop, and retain female talent, but we know there’s still more to do to ensure long-lasting change.

We will continue to increase our efforts to deliver a better gender balance at all levels, ensuring we have a diverse senior management team, with at least 35% of these roles held by women by 2025.

You can find out how we’re striving towards achieving greater gender balance and building a more diverse and equal workforce culture in our latest Gender Pay Gap Report.