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Our Commitments

MHCUK is committed to making a positive and sustainable difference to our customers, communities and society. Across the divisions of our Company, we provide over 1.3 million businesses and consumers with innovative finance solutions, to help them grow and prosper.

As the scale of the global sustainability challenge has become clear, we have applied our skills and experience to find solutions to tackle the challenge.  Mindful of the urgency of the agenda and the need to make genuine progress, we have committed to making a meaningful contribution by structuring our approach  around the United Nations Sustainable Development Goals (UN SDGs), providing sustainable products and services and setting business targets to reduce greenhouse gas (GHG) emissions in alignment with the Paris Agreement.

Working towards a sustainable future

We have planned our journey to net zero and set ambitious targets to inspire and challenge our colleagues and support both our customers and suppliers as they plan their own net zero pathways and the communities in which we live and work.

As a company, we are actively evolving our operations to direct the flow of finance towards sectors of the economy that have a positive environmental impact, including sustainable transport technologies and sustainable energy technologies. We know dramatic action is required if the UK is to meet its target to phase out the sale of new internal combustion engine vehicles by 2035, so we have made this a high priority. We are committed to 100% electrification for our own car and small van fleet and are directing finance towards sectors with positive environmental impact, such as UK charging infrastructure.

MHCUK aims to make a difference by focusing on areas where our expertise, skills and experience will contribute to lasting progress on the road to sustainable change.

Our Contributions


We are actively evolving our operations to direct finance towards sectors of the economy that have a positive impact on people’s lives and the environment.


The Company works to maintain and improve universal human rights, focusing on treating our customers and colleagues fairly.


Effective and robust corporate governance is critical to the smooth running of our business and ensuring we operate in line with all regulations and laws.


To ensure we are truly innovative in progressing our objectives and transparent to our stakeholders, we follow a number of external reporting standards and bodies.

Download our latest ESG report and previous reports as well as our Carbon Reduction Plan (PPN 06/21) and Environmental Statement for insights on how we evidence our contribution to society and social value creation.