Banner for Home

Welcome to
Mitsubishi HC Capital UK PLC

Who we are

Powering the future. Together

We’re a leading financial services company, powering the aspirations of over 1.3 million customers in a changing world. Every day, we work together to unlock the potential of individuals, businesses and society by delivering innovative solutions and outstanding customer experiences. 

For over four decades, formerly as Hitachi Capital (UK) PLC, we’ve been enabling millions of consumers, small to medium enterprises (SMEs) and corporate multinationals to realise their ambitions. 

Following the merger of Mitsubishi UFJ Lease and Finance Company Limited and Hitachi Capital Corporation in 2021, we became part of Mitsubishi HC Capital Inc., one of the world’s largest and most diversified financial groups with over £57bn (11trn yen) of assets.

Now, with the flexibility and speed of a manufacturing led business, combined with the financial strength of a global powerhouse, we’re continuing our journey, expanding our European presence and following our established vision, and values to support our customers and society.

Our Brands

Trading as NOVUNA in the UK and growing our presence across new territories as European vendor finance, our market leading solutions and competitive products enable our customers to achieve their goals.

Woman representing Novuna brand


NOVUNA makes the possible, reality. With our 24/7 fast, flexible retail finance, award-winning personal loans, industry leading support to help decarbonise and futureproof fleets, and award winning asset finance and business cash flow solutions, Novuna embraces new technology and new ways of working to enable our customers to realise their ambitions.

European Division

We provide bespoke vendor finance solutions for specialist assets throughout the whole product lifecycle. The team has over 40 specialists across five locations in London, Amsterdam, Dublin, Helsinki and a transactional capability in Belgium.

Employee outside European Division office

One of the UK's leading financial providers

With more than 2,250 employees and over 1.3 million customers across our business divisions, we are one of the UK’s leading financial services companies in the provision of consumer credit and asset finance to business cashflow and vehicle leasing. Our business has a long track record of strong performance, delivering sustained growth for our stakeholders.

£126.0m Profit before tax

8.2bn Net Earning Assets

£4.5bn Volume of New Business

1.3m Customers

Award Winning Services

Our Contribution to Sustainability and Society 

We play a key role in creating a greener, cleaner, healthier, and more sustainable future for everyone, supporting businesses that are making a difference to society.


We are committed to using our financial position to influence and drive change, by actively working to direct the flow of finance to sectors of the economy which help to reduce greenhouse gas emissions. This is key to our business strategy.


We are passionate about making a positive difference to the communities in which we live, work and serve, be it through helping small businesses to grow or charitable donations.


Strong corporate governance underpins the effective running of Mitsubishi HC Capital UK PLC. Through the development of our corporate governance structure, we are committed to addressing the needs of all of our stakeholders.

Rewarding Careers 

We invest in our people and focus on making our company a great place to work where everyone has the opportunity to fulfil their potential. Discover more about our people, values and search for roles. 

Latest News

Keep up to date with all the latest company news and insights

Mitsubishi HC Capital UK PLC (trading as Novuna) reports profits of £126m with record new business volumes

Growth in new business volumes has propelled Mitsubishi HC Capital UK PLC’s pre-tax profits to £126m. The business, trading as Novuna within the UK, saw new business volumes reach £4.5bn, increasing 1% on the prior year despite challenging economic conditions.
Jun 2024
New Wickes Partnership Providing Flexible Finance Options for Bathrooms and Kitchens

Novuna Consumer Finance nails down partnership with Wickes to provide point of sale finance options

Novuna Consumer Finance, one of the UK’s leading retail point of sale providers, has partnered with home improvement retailer, Wickes, to provide its credit offer for its Bespoke kitchen and bathroom ranges in-store.
Mar 2024 | 5 Minute Read