How we help
We help manufacturers, distributors, dealers and end-user customers better manage cash flow for the purchase of equipment for stock, demonstration purposes and rental fleets. We provide tailored finance solutions for new and used equipment at every stage of the equipment supply chain.
We recognise that keeping equipment moving through your sales channel or distribution network can be financially challenging for both you and your dealers, which is why we listen carefully and provide tailored financial solutions that support your sales strategy and optimises your route to market.
Whether you need to finance directly within your sales channel or for your customers, we can provide finance in the UK, Republic of Ireland, Netherlands, Finland and have transactional capability in Belgium and cross border funding capabilities into 25 European countries.
We also partner with a network of third-party funders across Europe, broadening our reach and enabling us to support additional European markets as your strategy requires.
What sets us apart
- Our vendor-focused collaborative, flexible approach to doing business builds long term relationships that delivers value to our partners.
- We take the time to understand your business, products and industry sector.
- We utilise our experienced team with high levels of technical knowledge to deliver the most appropriate solution.
- We aim to overcome challenges and provide funding for deals where other funders may not be able to structure a solution.
- We always work to find solutions that are of mutual benefit.
- We add value to your business by providing funding throughout the asset lifecycle.
- We build solutions to support ongoing flow business as well as having the flexibility to support more complex funding structures.
Our aim is to deliver incremental sales for you by seeking to find a solution for every deal where possible.
Why use finance
- Boost your stock, demonstration equipment or rental fleet levels with minimal capital outlay
- Financing helps improve cash flow and makes your budgeting and forecasting much easier
- Working capital can be preserved – allowing for investment in core business areas
- Financing helps to keep equipment moving through the distribution channel with more affordable purchasing and flexible, on-time payment options
- Supports and strengthens your sales and distribution channels
By working proactively with you to understand your business, we create tailored finance solutions that make important purchases both accessible and affordable.
SpeedLease
For selected vendors and dealers we have SpeedLease – a fast credit decisioning process for your customers. (Terms and conditions apply)
Contact Us: SpeedLease@mitsubishihccapital.co.uk
Channel Finance Solutions
Instead of using precious working capital to purchase your stock or demonstration equipment outright, consider leasing or securing the assets with one of our finance options – this way, you can be confident that you are investing in the most cash efficient manner for your business.
Financing offers a range of benefits compared to outright purchase. By choosing a finance agreement, you reduce your initial capital outlay, freeing up funds to invest in other key areas of your business such as stock, people, training, and growth initiatives. In addition, a predictable payment plan makes it easier to manage cash flow, whilst helping with more accurate budgeting and forecasting.
Product range*
- Extended Terms Finance (ETF) - a Supplier Stocking Program which can add additional credit terms Supplier invoices – enabling dealers to commit to more stock whilst giving them more time to complete the onward sale of the equipment.
For more information please contact: MHC_ChannelFinance@mhccapitaleurope.nl - Stocking Finance - enabling dealer to fund stock or demonstration equipment at a daily rate - giving them time to make the onward sale whilst minimising the capital outlay.
For more information please contact: MHC_ChannelFinance@mhccapitaleurope.nl - Dealer and Supplier Finance - a finance solution that enables vendors and dealers to directly provide customers with a finance offering as part of a complete solution - equipment, services and finance all in one. The finance is then ‘sold’ to us to manage the administration process.
For more information please contact: MHC_ChannelFinance@mhccapitaleurope.nl - Sale and Lease Back - a simple and flexible way to release cash from your recently purchased equipment. By selling the assets to us and leasing them back, you can have flexible liquidity to grow without disrupting operations or tying up bank facilities. MHC_ChannelFinance@mhccapitaleurope.nl
- Rental Fleet Finance solutions - designed for dealers looking to grow their rental fleet without heavy upfront costs, aligning repayments with customer contracts to secure new business and protect cash flow. Options include:
Rent to Rent - purchasing stock or demonstration equipment can be draining on working capital. Our Rent to Rent finance facility enables dealers to expand their rental fleet or stock levels with minimal upfront cost – giving time to either sell stock items or earn rental income to boost cash flow.
Rent to Buy - a solution that gives dealers the flexibility to expand their rental fleet or stock with minimal upfront investment, freeing up cash flow while generating sales or rental income. With the benefit of affordable rental payments there is also the option to own the equipment and the end of the term.
For more information please contact: MHC_ChannelFinance@mhccapitaleurope.nl
*product availability and terms may vary by country. Finance is for business purposes only, for limited companies and corporate customers only. Finance subject to credit underwriting and approval. Terms and conditions apply.
Contact us
Discover how financing could support your sales and distribution channel more efficient and affordable—contact us today at:
Get in touch
For all enquiries related to the European Division, please complete the form below.
For all business generated through the Novuna brands including Consumer Finance, Personal Finance, Vehicle Solutions, Business Finance and Business Cash Flow, please visit the Contact Us page on the Novuna website.