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Finance Solutions in partnership with

Mitsubishi Logisnext Europe

We are a dedicated channel and asset finance provider supporting Mitsubishi Group companies across Europe. Collaborating closely with MLE and its dealer network in eight European territories, we provide flexible and tailored finance solutions that align with your business.

We trade under the brands of Mitsubishi HC Capital UK in the UK and Mitsubishi HC Capital Europe in the wider market.

Our partnership-driven approach ensures innovative initiatives that not only drive sales but also elevate the customer experience. From stocking programs to end-user finance, we deliver seamless support throughout the product lifecycle:

 

 


 

Financial solutions to support sales

We help manufacturers, distributors, dealer networks and end-user customers better manage cash flow for the purchase of equipment for stock, demonstration purposes and rental fleet. We provide tailored finance solutions for every stage of the equipment sales cycle whether it’s forklift trucks or AGVs, for both new and used equipment to end user customers.

How we help

We recognise that maintaining equipment flow via a distribution network can have financial challenges for dealers and end users. We're here to listen to your challenges and help you find the right financial solution that aids and supports your sales strategy and route to market.

Finance For Dealers Grey Banner

Our channel finance solutions are designed to help you sell more easily into the distribution channel or directly to your customers.

Instead of using precious working capital to purchase outright why not lease the assets with one of our finance options - you’ll have the comfort of knowing that you’ve made an investment for your business in the most cash efficient way.

Financing offers various benefits over outright purchase. By using a finance agreement, your capital outlay is reduced; leaving you have more capital to invest in other areas of your business such as stock, people, training etc. and having a regular payment plan also helps you budget and forecast your expenditure much more accurately.

ETF

ETF

Extended Terms Finance

Extended Terms Finance (ETF) is a finance solution which can add additional credit terms on Mitsubishi Logisnext Europe's (MLE) invoices. MLE’s standard payment terms can be extended up to a maximum of 360 days after the original invoice date – giving you more time to cover for delivery, assembly, commissioning and collecting payment from the customer*. You have the flexibility to decide which invoices you want to fund – putting you in complete control. Transaction costs are agreed up front and incorporated into the invoice you’re financing – easy for budgeting and with no hidden costs. (*MHCEU operates on a pay-as-sold basis and you must repay the asset once sold. Invoice is to be settled on the extended payment date or when the truck is sold).

Stocking

Stocking

Stocking Finance

Our Stocking Finance facility provides funding for the purchase of equipment from a supplier. The facility typically operates as an Agency Purchase Arrangement enabling dealers to purchase assets as agent for Mitsubishi HC Capital Europe (MHCEU). Title passes from the supplier directly to MHCEU under the Agency. Assets are then financed using a Conditional Sale Arrangement and sold back to the dealer when a customer is ready to purchase a stock asset. This facility is managed at an asset level.

Supplier

Supplier

Supplier Finance

Our Supplier Finance facility enables dealers to provide their customers with a finance offering as part of a complete solution - equipment, services and finance all in one. The dealer enters into finance agreements with its customers. Under a Supplier Finance framework agreement, the dealer typically sells a portfolio of contracts for an agreed price to Mitsubishi HC Capital Europe (MHCEU). This transfers the customer credit risk from the dealer to MHCEU together with the responsibility of collecting the regular rental payments. This also means that dealer can normally recognise the ‘sale’ as the framework provides income recognition to the dealer.

For more information download our brochure or contact us MHC_ChannelFinance@mhccapitaleurope.nl

Sale & Lease Back

Sale & Lease Back

Sale and Lease Back

Sale and Lease Back is a type of equipment financing solution where equipment recently acquired and paid for is sold to Mitsubishi HC Capital Europe (MHCEU) and leased straight back to the dealer. It is a straightforward way to finance the purchase of the assets that are critical to your business. Sale and Lease Back can be an attractive option as an alternative to a bank loan to bring cash into the business. Existing banking facilities remain intact. It can be used to refinance stock for short tenors or for rental equipment for longer tenors.

Rent to Rent

Rent to Rent

Rent to Rent

Rent to Rent finance facility enables dealers to expand their rental fleet or stock levels with minimal upfront cost – giving them time to either sell stock items or earn rental income to boost their cash flow. Committing to purchasing stock or demonstration equipment can be draining on working capital, but Mitsubishi HC Capital Europe (MHCEU) can help alleviate these financial challenges with our flexible Rent to Rent Finance facility. At the end of the initial ‘rental’ period dealers have the option to return the asset to the supplier or buy the assets at ‘Fair Market Value’ (FMV).

Rent to Buy

Rent to Buy

Rent to Buy

Rent to Buy enables dealers to expand their rental fleet or stock levels with minimal capital outlay – giving them time to either sell stock items or earn rental income to boost their cash flow. Committing to purchasing stock or demonstration equipment can be draining on working capital, but Mitsubishi HC Capital Europe can help alleviate these financial challenges with their flexible Rent to Buy Finance facility. Dealers ‘rent’ the equipment via a Hire Purchase agreement with an agreed final balloon payment plus an Option to Purchase fee at the end of the agreement.

For more information download our brochure or contact us MHC_ChannelFinance@mhccapitaleurope.nl

Rental Fleet

Rental Fleet

Rental Fleet Finance

The Rental Fleet Finance facility helps dealers wishing to grow their ‘own book’ rental fleet. By utilising this solution, dealers can better manage their cash flow by purchasing the required equipment for new customer contracts over an agreed period ensuring that minimal upfront costs are incurred. Repayment terms can be matched with those of the customer’s long-term rental contract.

Staged Payments: AGV

Staged Payments: AGV

Staged Payments (AGV)

Our Staged Payment Facility is an agreement between us and the Customer whereby we will make agreed staged payments to the vendor against pre-agreed ‘Milestone’ achievements. For complex projects vendors sometimes require Customers to make staged payment during the design, build and commissioning phases of the project. This phase can take up to 12 months to complete. Customers require a funding solution to finance the staged payments as well as funding for the total project cost using a term asset finance facility. Payment terms can prove to be a barrier, Mitsubishi HC Capital (MHCEU) can provide a tailored payment solution that solves these challenges.

For more information download our brochure or contact us MHC_ChannelFinance@mhccapitaleurope.nl

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Finance For End User Customers Grey Banner

Whether you are looking to introduce new or more operationally efficient equipment into your business; or if you are looking to implement a sustainability strategy that includes investment in equipment, having access to funds and being able to do so in the most cash efficient way is a key business consideration in today’s competitive market. By financing your Materials Handling equipment with us you will have quick and easy access to the funds needed to help make your next business investment more cost-efficient and affordable.

Why Use Finance
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Contact Us

For more information please contact us:

Netherlands: Info@mhccapitaleurope.nl

ROI: Info@mhccapitaleurope.ie

Finland: Info@mhccapitaleurope.fi

Belgium: Info@mhccapitaleurope.be

Learn More

More information for Customer End-user finance solutions can be found by downloading our brochures:

Finance solutions for UK End-user Customers

Finance solutions for Europe End-user Customers

Case Studies

Lima Heftruck Service

Lima Heftruck Service

We supported Lima Heftruck Service to grow its business by servicing new customers with a flexible and competitively priced funding package combined with responsive customer service. The support and flexibility from Mitsubishi HC Capital Europe enabled Lima Hefttruck Service to acquire the right financing solution for their business to purchase machinery that it can hire out to new customers without worrying about cash flow.

Offringa

Offringa

Providing 'value add' financial solutions to both dealer and customer. When Offringa B.V. needed flexibility we enabled them to take advantage of extending their payment terms. This gave them additional time to acquire and resell a large stock order of forklift trucks before paying for them. One of the trucks was sold to a end-user customer who also financed it with Mitsubishi HC Capital Europe, highlighting how it is able to provide finance solutions through the life cycle of a product.


Working with us

Our strengths lie in our ‘vendor focused’, flexible approach and our ability to provide finance solutions for every stage of the equipment sales cycle.  Our approach to providing vendors with finance solutions is to be:

Flexible

Delivering products that suits your business strategy and your route to market

Proactively Positive 

Always looking for the best way to transact deals with the most suitable products

Collaborative

Working with our vendor partners to help you secure more sales

Utilising our Japanese shareholder group network provides us with a strong position to serve wider group businesses with increased flexibility and speed combined with the financial strength of a global financial institution, which makes us unique. It also provides us with the size, scale, and financial power to continue to make strategic decisions which are revolutionising customer experiences and have a positive impact on our environment.

Our parent company Mitsubishi HC Capital Inc. is one of the world’s largest and most diversified financial groups, with over £60bn of assets. The corporate vision is to be one of the most trusted brands in the UK and Europe by delivering innovative solutions and providing outstanding customer experiences that achieve the best possible outcomes.

Our mission is to be the preferred finance provider of choice for our shareholder Group companies and their key accounts, Japanese owned and other vendor manufacturers.

Across all our 5 locations in UK, ROI, The Netherlands, and Finland and a transactional capability in Belgium we fund directly and have an experienced team of 50+ specialists conducting business in 25 counties by providing bespoke vendor finance solutions for specialist assets throughout the whole product lifecycle, including stocking, demonstration equipment, end user and second-hand equipment finance.

Across other European countries we fund indirectly via a network of funding partners. Contact us for further information MHC_ChannelFinance@mhccapitaleurope.nl

 

 

MAP


Finance for business purposes only, for limited companies and corporate customers only. Finance is not available on private sale.  Finance is subject to credit underwriting and approval.  Finance products may vary depending on location. Terms and conditions apply.
Mitsubishi HC Capital Europe is a trading style of Mitsubishi HC Capital Europe B.V. incorporated in the Netherlands. Company number 73824917. Registered office address WTC Amsterdam H Tower 4th floor, Zuidplein 36, 1077XV Amsterdam, Netherlands. Mitsubishi HC Capital Europe B.V. is a subsidiary of Mitsubishi HC Capital UK PLC.
Mitsubishi HC Capital UK is a trading style of Mitsubishi HC Capital UK PLC. Registered Office: Novuna House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP, UK. Registered in Cardiff under company no. 1630491.